• The Perfect Home Is Waiting for you.

    The Perfect Home Is Waiting for you.

  • Get up-to-date Rates and More.

    Get up-to-date Rates and More.

  • More than just your Lender.

    More than just your Lender.

  • Empire Home Loans slide #4

Conventional, FHA, and VA Loans in Reno, NV

Welcome to the official site of Empire Home Loans. We are a full-service mortgage company based in Reno, NV. We specialize in Conventional, FHA, VA, USDA, and Jumbo Loans in Reno, Sparks, and Carson City. We also serve the surrounding cities in Washoe County and Orange County. Whether you are buying a home or refinancing in the zip code: 89519, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options designed to best meet the needs of local borrowers. If you're looking for cash out or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Commercial | Jumbo

What makes Empire Home Loans unique is that we offer the following niche programs as well: Fix and Flip, Non-QM, DSCR, HELOC, Self-Employed, First Time Home Buyer, Construction Loans, and Investor Loans.

Contact Empire Home Loans today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Get to know us

Located in Beautiful Northern Nevada, we thrive on the success and satisfaction of our clients.


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Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

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