Reviewing income, credit, and debt to determine buying power

Educating buyers on loan options tailored to their goals

Offering pre-qualification and pre-approval guidance

Explaining the pros and cons of FHA, VA, Conventional, Jumbo, and DSCR loans

Matching buyers with the most suitable loan based on lifestyle and financial strategy

Advising on down payment assistance programs or grants

Breaking down mortgage terminology in plain language

Providing resources and checklists for first-time buyers

Offering personalized advice on improving credit or saving for a home

Assisting with the full mortgage application process

Helping gather and organize required documents

Communicating with underwriters and lenders on the buyer’s behalf

Keeping buyers informed at every stage of the loan process

Coordinating with real estate agents, title companies, and escrow officers

Proactively solving issues to avoid delays or surprises

Advising on when to lock in interest rates

Structuring the loan to align with short- and long-term financial goals

Offering options for adjustable vs. fixed-rate loans